The Total Money Makeover: A Proven Plan for Financial Fitness
By Dave Ramsey
Thomas Nelson Publishing, 2009. 259 pgs. Nonfiction.
With so many people sliding, or plummeting into debt, Ramsey offers a straightforward and uplifting method to help people get out of the debt cycle, start saving, investing, and making money. This book is broken up into the baby steps of his method, making it very easy to follow. He has also interspersed success stories in every chapter to help uplift the reader and illustrate how accomplishing each baby step can look.
Now with a student loan in my name, I wanted to start looking at becoming financially fit in general. Ramsey’s baby steps seem manageable and doable, if you’re willing to work at it. The success stories are truly inspiring, and Ramsey includes an element of spirituality to his reasons for becoming financially fit, but he never gets preachy. Ramsey himself states that much of what’s included in his book isn’t new knowledge, and that’s true. This isn’t new information, but it’s laid out and presented in a way that’s very accessible. If you want to get financially fit but have little financial knowledge, this is a great place to get started.